Attention: Homeowners in Rock Island, Henry, Mercer, and Whiteside Counties in Illinois as well as Scott, Clinton, Muscatine, and Cedar counties in Iowa: Need an appraisal?
Here are the top 7 reasons Illinois and Iowa homeowners use Real Estate Appraisal Source:
At Real Estate Appraisal Source, we understand the individual needs of a consumer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Real Estate Appraisal Source, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.
Challenging Rock Island, Henry, Whiteside, Mercer, Scott, Muscatine, Clinton, or Cedar County's assessment of your propertyIf you live in a region that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Real Estate Appraisal Source is your strongest weapon.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Real Estate Appraisal Source is experienced in helping customers just like you do away with unnecessary PMI insurance.
Was your HELOC recently frozen?Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be difficult from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Real Estate Appraisal Source can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you would wish to have a seasoned professional double-check it for accuracy or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
A few of our top cities we do business in are; Davenport, Bettendorf, Blue Grass, Le Claire, Clinton, Long Grove, Park View, Camanche, Rock Island, Moline, East Moline, Silvis, Colona, Geneseo, Atkinson, Annawan, Cambridge, Alpha, Viola, Aledo, Coal Valley, Sherrard, Port Byron, Rapids City, Fulton, Morrison, and that is just to name a few.